The lender merged with Farm Credit West, which is based in Visalia. Together they span 15 counties and have assets of more than $4.6 billion. Woodland-based Sacramento Valley Farm Credit will carry Farm Credit West’s name and move its headquarters to Roseville. About 150 people will work for the combined company, within 12 branch offices. About 15 people will work in the Roseville office. By joining forces, the organization has more lending power and a larger geographic reach. It can also better weather dips in the farm economy. And the merger also increases individual loan limits from $100 million to about $125 million.