122 businesses in Greater Sacramento filed for bankruptcy protection in the first half of this … and that’s well over a 100% increase compared to the first half of 2006. The numbers are just as grim for consumers. Filings are up 137% in that arena. More than two thirds of the people filing bankruptcy personally are just liquidating what they have, called Chapter 7 … while the balance try to craft workout arrangements for all their debts under what’s called Chapter 13. The figures show that financial pressure is building on local businesses and regular people.